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We have provided answers to some of the questions we receive on a daily basis here.

For additional questions you have, please email us at the address below.

Please do not include attachments and use the following subject line of your email:

ATTN: Optimum Payday Loans Help. info@OptimumPaydayLoans.com

Optimum Payday Loans
6320 Capital Blvd. Suite 61211
Raleigh, NC 27616

Phone 888-510-4569

FYI: Please allow sufficient time for a response from one of our customer service representatives. During busy times, allow up to 24 hours.

Apply now and see just how smooth and quick our payday loan program works.


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Payday Cash Loan
Cash advances are also commonly referred to as Payday Loans, Payday Advances, Payday Advance Loans and Fast Cash Loans.   Customer Notice: Payday loans should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
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Copyright © 2011. All Rights Reserved. OPTIMUM PAYDAY LOANS - 6320 Capital Blvd. Suite 61211 Raleigh, NC 27616
*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make short term cash loans or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a short term cash loan. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,500. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your short term cash loan, please contact your lender directly. Short term cash loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements.

**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.